In the Al-Baydar and Al-Alayat areas of rural Raqqa, in partnership between World Vision International (WVI) and DRD Foundation, the Savings for Transformation (S4T) groups continue to deliver a practical and sustainable model for economic empowerment and community resilience, by fostering a culture of saving and investing in local potential

This initiative began with building participants’ capacities through specialized training in savings group management, internal lending, and financial fund administration, enabling them to lead their groups with efficiency and confidence. The project team also provided ongoing follow-up and regular technical support to ensure the smooth functioning of the groups and to enhance their sustainability.

Since the groups were established, 13 regular savings sessions have been held, and the groups continue their work consistently within their operational cycles, with members continuing to save, lend, and repay—a clear indicator of the model’s success and its capacity for sustainability and self-reliance.

During this period, 28 women succeeded in establishing two community savings groups, which mobilized savings and emergency funds exceeding 10 million Syrian pounds, in addition to providing approximately 30 internal loans that supported income-generating projects and addressed urgent household needs. Nearly 70% of participants were able to launch or develop economic activities that contributed to improving their income sources and enhancing their families’ living stability.

These efforts are reflected in real success stories: one participant launched a home-based tailoring project and later expanded it through two consecutive loans; another invested her loan in agricultural seedling production; while another started a layer chicken project that provided an additional source of income for her family. One woman also used the internal lending system to cover essential health needs, before later obtaining another loan that helped her family improve their housing conditions—while consistently repaying her loans on time.

These outcomes confirm that S4T groups go beyond the traditional concept of saving and lending, forming an integrated pathway that strengthens confidence, cooperation, community leadership, and sustainable economic empowerment—rooted in the community’s own potential. They prove that community-led solutions can generate real and lasting change when equipped with the right tools and support.